1. Explore and visit
Look at communities and plans, then visit a model or a finished home. Ask which homes are available now and which can be built.
2. Choose a home and homesite
Pick a finished home, or a plan and homesite to build on. Ask what is included and what costs extra.
3. Sign the purchase agreement
Read the agreement, the warranty and any homeowners association documents before you sign. Note the deposits and when they are refundable.
4. Arrange financing
Work with the lender you choose. Builders sometimes work with preferred lenders; you are usually free to compare.
5. Selections and construction
For a home built to order, you make design selections and the builder builds. Ask how and how often you will get updates.
6. Inspections and walkthrough
Your own inspector can check the home at the stages the builder allows. Before closing, the builder walks the home with you and notes anything to fix.
7. Closing and move-in
You sign the closing documents, receive the keys and move in. Keep the warranty and know how to request service.
Questions people ask
How long does it take to buy a new home?
A finished home can close in weeks. A home built to order usually takes months. Ask the builder for the estimated completion date of the home you are considering.
Updated October 11, 2026